Hot tip about Risk.
A great place to start your relationship with risk is to engage the services of an experienced and highly knowledgeable Insurance Broker. They are in the business of Risk and can conduct a complete review of your business, potential risk areas, and what insurance is available. A good broker is worth their weight in GOLD! Trust me on this. Equally not having a broker or having a substandard broker can result in a very very expensive and painful outcome. This will enable you to fully understand your Risk levels and what exposure still results. Once you have defined this then you can consider other approaches.